The LOMA provides FEMA's determination as to whether a structure or property that is on natural high ground (not elevated by fill) has been inadvertently included in the Special Flood Hazard Area (SFHA) show on the flood map. LOMA (Letter of Map Amendment) is an official amendment of the effective NFIP FIRM map for a community. Various sources of flooding include but are not limited to: riverine, poor drainage, sheet flow, coastal flooding, rain storms, etc).Ī FIRM will generally show a community’s Base Flood Elevations (BFE), floodplain boundaries and flood zones By law, flood insurance is required for federally backed mortgaged homes residing in flood zones beginning with the letters A or V.įlood zones or SFHAs (Special Flood Hazard Areas) are geographic areas that FEMA has defined according to varying levels of flood risk. These maps are also known as flood maps.įIRMS, or flood maps, are used to determine flood insurance premium rates and some building code requirements. Flood maps – Download current and historic map panelsĪ Flood Insurance Rate Map (FIRM) is a map created by the National Flood Insurance Program (NFIP) for floodplain management and flood insurance purposes.FIRM Letter – Request a letter verifying the current and either the previous or time-of-construction flood zone for parcels in unincorporated Lee County, along with other useful flood-related information.Flood zone verification - Look up a flood zone for parcels in unincorporated Lee County. The National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency, is a federal provider of flood insurance policies. Flood insurance is required for mortgages on structures in areas designated as a Special Flood Hazard Area and Coastal High Hazard Area. Lee County joined the NFIP in September 1984 when the County adopted its first Flood Insurance Rate Maps. Those maps establish flood zones and base flood elevations to determine the cost of flood insurance premiums.Īs a member of NFIP, Lee County assists our citizens with services including: 50% Rule: Substantial Improvement/Substantial Damage.Notice of Proposed Changes to FIRM Maps.Lee Concurrence for Letters of Map Correction.Landscaping Requirements/ Preserve Management.State Contractor Registration & Authorized Signers.Land Development Code Advisory Committee.Executive Regulatory Oversight Committee.Bicycle & Pedestrian Advisory Committee.Development Services - Case File Search.Search for an Elevation Certificate Online.All properties in a Flood Zone must complete a Flood Hazard Development Permit when submitting permits for any type of construction. To view high water marks from past flooding events such as Hurricane Irene and Superstorm Sandy in Belmar, visit the Monmouth County High Water Mark Initiative Storyboardīelmar's Flood Damage Prevention Ordinance regulates development within the Special Flood Hazard Area. For additional information, please contact April Claudio at (732) 681-3700 x225. The Borough of Belmar and representatives from the Floodplain Management Office, provide information regarding flood map inquiries, including but not limited to information on: flood depths, BFE, LIMWA, FIRM, SFHA, V zone, historic flooding, mean high water, sea level rise, projected sea level rise, category 1 hurricane storm surge, projected special flood hazard area in 2050 and marsh migration.
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